SaaS Venture Debt Criteria
Flexible SaaS Venture Debt Designed for You
Venture debt financing from River SaaS Capital is designed to support your success from the beginning of our relationship to the day you decide to pursue other solutions or exit. Whether you’re looking to accelerate your sales and marketing efforts or are considering debt funding for another strategic purpose, we offer the terms and flexibility you need to achieve your growth goals.
Our SaaS Venture Debt Criteria
| Eligibility | U.S. companies only, B2B SaaS business model |
| Minimum MRR | $150K or $1.5M ARR |
| Loan Amounts | $500K – $1.5M (flexibility up to $5M) |
| Repayment Terms | Typically 36–48 months, P&I monthly |
| Lending Types | • Standard installment loan
• Interest-only • Step-up structure |
| Fees | No fees on most structures |
| Focus Areas | High-growth, early-stage B2B SaaS businesses in the U.S. |
| Warrant Policy | • Options are available with or without warrants
• Covenants may be required |
| Loan Benefits | • Previous investment not required
• Can be used alongside existing equity investment • Profitability and an exit strategy are not required • Tranche options available |
Get Started with Our SaaS Venture Debt
Our investment team is ready to answer any questions you might have about our debt funding solutions. Connect with us or apply now.